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Best Invoicing and Payment Apps for Contractors (Get Paid on the Job Site)

✓ Prices and features last checked on vendors' official sites: Oct 14, 2026

By Matt Huff. Matt has 20 years in construction and real estate and has been on the buying side of contractor software. Reviews are based on vendors' published pricing and feature pages unless a page says otherwise. About

If you don't need full field service software, a dedicated invoicing or accounting app can handle billing and payments for less. If you already run Jobber or Housecall Pro, payments are built in. Here's what each option publishes for prices and processing fees.

Quick picks: Square Invoices has a $0 plan. FreshBooks is simple invoicing with project profitability on Premium. QuickBooks Online is full accounting your bookkeeper probably already knows. Jobber and Housecall Pro make sense if you also need scheduling.

Card and bank fees compared

App Online card / invoice payments Bank (ACH) payments
Square Invoices 3.3% + 30¢ (Free plan); 2.9% + 30¢ (Plus and Premium) 1%, $1 min, $10 cap on Plus/Premium
FreshBooks Payments 2.9% + $0.30 1%
Jobber Payments 2.9% + 30¢ (Tap to Pay 2.7% + 30¢) 1%
Housecall Pro From 2.59% 1%

Rates are as published on each vendor's pricing page on the date shown above. Your rate can differ by card type and plan.

Square Invoices

Square has three plans: Free ($0/mo), Plus ($49/mo per location), and Premium ($149/mo per location). In-person card payments are 2.6% + 15¢ on Free, 2.5% + 15¢ on Plus, and 2.4% + 15¢ on Premium. Manually entered or card-on-file payments are 3.5% + 15¢. Square says businesses processing over $250,000 a year can ask about custom pricing.

FreshBooks

FreshBooks lists Lite at $23/mo (invoices to 5 clients), Plus at $43/mo (50 clients), and Premium at $70/mo (unlimited clients), plus a custom-priced Select plan. Extra team members are $11/mo each, and Advanced Payments is a $20/mo add-on (included in Select). Premium includes project profitability. There's a 30-day free trial. FreshBooks often runs introductory discounts; we list the regular prices here.

QuickBooks Online

QuickBooks lists a Free plan ($0, 1 user, 2 invoices a month unless you enable QuickBooks Payments), Simple Start ($38/mo), Essentials ($85/mo, 3 users), Plus ($140/mo, which adds project profitability tracking), and Advanced ($340/mo, 25 users, with construction financials and advanced project financials). Paid plans include accountant access. These are the regular prices; Intuit often advertises temporary discounts.

Built into your field service software

If you already schedule work in Jobber or Housecall Pro, their built-in payments put the invoice and payment on the same job record. Jobber adds Tap to Pay on the phone and progress invoicing. Housecall Pro includes consumer financing on every plan and fee-free check deposit in its app.

How to choose

Check current pricing

Each button goes to the vendor's official pricing page.

Square pricing → FreshBooks pricing → QuickBooks pricing → Jobber pricing → Housecall Pro pricing →